How to Afford Beauty School: Financial Aid Options Explained
Taking the first step toward a career in cosmetology, esthetics, or barbering is an exciting milestone. However, many prospective students find themselves asking: “How can I manage the investment in my future?” Understanding how to afford beauty school is essential for navigating the admissions process with confidence and clarity.
At Continental School of Beauty, we provide resources intended to help students explore their options. While every student’s financial situation is unique, there are several programs designed to help those who qualify manage their educational costs.
Available Financial Aid Programs at Continental School of Beauty
Navigating how to afford beauty school starts with knowing which programs are available. As an accredited institution, Continental School of Beauty is approved to participate in Federal Student Aid programs under Title IV.
| Aid Type | Program Name | Key Detail |
| Grant | Federal Pell Grant | Need-based aid for undergraduate students; generally does not require repayment.* |
| Loan | Direct Subsidized Loan | Need-based; the U.S. Department of Education typically pays interest while you’re in school. |
| Loan | Direct Unsubsidized Loan | Not need-based; interest accrues from the time the loan is disbursed. |
| Loan | Direct PLUS Loan | Credit-based loans for parents of dependent undergraduate students. |
| Benefits | Veterans Affairs (VA) | Educational benefits for eligible veterans, service members, and dependents. |
The First Step: Completing the FAFSA®
The foundation of federal financial aid is the Free Application for Federal Student Aid (FAFSA®). This form is used by the U.S. Department of Education to determine your Student Aid Index (SAI), which helps schools calculate the types of aid you may be eligible to receive.
- Gather Your Documents: You will typically need your Social Security number, federal tax returns, and W-2s.
- Create an FSA ID: This serves as your legal digital signature for all federal aid documents.
- Enter Our School Code: Ensure Continental School of Beauty receives your results by using our federal school code during the application.
Beyond Federal Aid: Scholarships and Payment Plans
When exploring how to afford beauty school, it is important to look at non-federal resources as well.
- New York State Aid: New York residents may be eligible for state-specific programs like ACCES-VR for vocational rehabilitation.
- Institutional Scholarships: We can direct you toward industry-specific awards like the “Beauty Changes Lives” scholarship.
- Flexible Payment Plans: For those who prefer to pay out-of-pocket, we offer interest-free cash payment plans designed to fit a variety of monthly budgets.
Frequently Asked Questions (FAQ)
Q: Is beauty school eligible for FAFSA?
A: Yes, provided the school is accredited and recognized as a Title IV institution. Continental School of Beauty meets these federal requirements.
Q: Do I have to pay back beauty school grants?
A: Generally, no. Grants are a form of “gift aid.” However, if a student withdraws before completing a certain percentage of their program, a portion of the grant may need to be returned to the government.
Q: How long does the financial aid process take?
A: Once you submit your FAFSA, it typically takes 3–5 business days for the school to receive your data. Our financial aid advisors then work with you to review your eligibility.
Q: Can I get financial aid if I work full-time?
A: Yes. Eligibility is primarily based on financial need as determined by the FAFSA, not strictly on your current employment status.
Ready to Discuss Your Options?
Understanding how to afford beauty school is easier with a partner by your side. Our dedicated financial aid team is available to walk you through the paperwork and help you explore a plan that works for you.
Contact Continental School of Beauty today to schedule a one-on-one financial aid consultation.
*Financial aid is available to those who qualify. All grants and loans are subject to federal and state eligibility requirements.
